UPSI Digital Repository (UDRep)
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Abstract : Perpustakaan Tuanku Bainun |
Tingkah laku kewangan adalah penting bagi setiap individu terutamanya pelajar agar menjamin
kesejahteraan kewangan. Oleh itu, kajian ini bertujuan untuk mengenalpasti tahap tingkah laku
kewangan, hubungan antara sikap kewangan dan pengetahuan kewangan dengan tahap tingkah
laku kewangan dalam kalangan mahasiswa dan mahasiswi di Universiti Pendidikan Sultan Idris
(UPSI). Bagi menjelaskan hubungan antara pemboleh ubah sikap kewangan dan pengetahuan
kewangan, pengkaji menggunakan Teori Pembelajaran Sosial Bandura. Dalam kajian ini,
pendekatan kuantitatif dengan reka bentuk serta soal selidik telah digunakan. Sampel kajian
terdiri daripada 386 orang mahasiswa dan mahasiswi yang mengambil jurusan Pendidikan
dengan menggunakan teknik pensampelan berstrata manakala pemilihan sampel mahasiswa dan
mahasiswi adalah secara rawak. Bagi menjawab setiap persoalan kajian, analisis deskriptif (min,
peratus) dan analisis inferensi (ujian kolerasi Pearson dan regresi berganda) telah digunakan.
Data dianalisis menggunakan pakej statistic untuk sains sosial (SPSS). Dapatan yang diperolehi
menunjukkan tahap tingkah laku kewangan mahasiswa dan mahasiswi berada pada tahap yang
tinggi. Keputusan empirikal menunjukkan kedua-dua pembolehubah sikap kewangan dan
pengetahuan kewangan mempunyai hubungan signifikan yang positif dengan tahap tingkah laku
kewangan. Hasil kajian ini dapat membantu pihak kerajaan, pihak universiti dan juga
Kementerian Pengajian Tinggi untuk membentuk strategi serta program bagi meningkatkan lagi
tahap tingkah laku kewangan mahasiswa. Implikasi daripada kajian ini menunjukkan bahawa
sikap kewangan dan pengetahuan kewangan akan mempengaruhi tahap tingkah laku kewangan
mahasiswa dan mahasiswi UPSI. Oleh itu, cadangan bagi masa hadapan serta batasan kajian
turut dibincangkan dalam kajian ini. |
References |
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