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Type :research_report
Subject :HG Finance
Main Author :Rusliza Yahaya
Additional Authors :Zuraidah Zainol
Juliana Osman@Zainal Abidin
Rosmini Ismail
Title :The effect of financial knowledge and financial attitudes on financial behaviour among university students
Place of Production :Tanjong Malim
Publisher :Fakulti Pengurusan dan Ekonomi
Year of Publication :2018
Corporate Name :Universiti Pendidikan Sultan Idris

Abstract : Universiti Pendidikan Sultan Idris
This study aims to examine financial literacy among university students in Malaysia. Specifically, this study attempts to examine the relationship between financial knowledge and financial attitudes, and also the effects of these variables on financial behaviour among university students. Data was gathered from a sample of 370 university students through the survey method. To test the hypotheses of the study, the data was analysed using simple linear regression and multiple regression analysis. The findings reveal that financial knowledge significantly influenced financial attitudes, and financial attitudes significantly influenced financial behavior. On the other hand, financial knowledge does not have any significant influence on financial behavior. This study enriched the literature by identifying factors that influenced financial behaviour and provided suggestions to be practiced by universities in developing good financial attitude and financial behaviour of students.

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