The purpose of this study was to develop and implement a financial education program and determine its effect on kindergartens’ financial literacy. Development of the Kwartalino Financial Education Program involved adaptation of the ADDIE model. Purposive sampling was used in the first phase of the program development and consisted of six kindergarten teachers and five experts. Interview with teachers revealed essential components of the program like appropriate learning activities, relevant instructional materials, and active parent involvement. Data from comparative analysis and financial education standards checklist show appropriate financial lessons for kindergarten children. Experts confirmed the program’s content validity. In the second phase to determine the effect of the Kwartalino program on kindergarten’s financial knowledge, a quasi-experimental with experimental group (n=38) and control group (n=36) with pre-and post-test design. Simple random sampling was employed t.....

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