Attitudes toward statistics have received a great attention by academic and researcher in statistics and mathematics education. This paper investigates students’ attitudes towards statistics in one of the Malaysia higher education institution and determined the factors that explain the attitude of students toward statistics. Stratified sampling method was used to select 274 respondents from 18 classes Elementary Statistics course. The attitudes toward statistics were measured using the Survey Attitude Towards Statistics (SAT-36) scale. Factor analysis was applied to identify the factors on students’ attitude toward statistics. Findings from factor analysis revealed that seven factors that explain the attitude of the students were self-determination, cognitive competence, effort, value of statistics in professional life, difficulty, statistical solving and value of statistics in everyday life. The results suggested that statistics should be demonstrated in more practical way for dev.....

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Loan can be defined as money advanced to the borrower by the lender and obligated to pay back or repaid at a future time. Some of the company provided loan to its own staff. There are many pros and cons about this loan. Thus, we are interested on the factors that influence staff to use the staff housing loan. This study was conducted to identify the satisfaction level of financial institution’s staff towards staff housing loan and also to identify the relationship between the service quality, interest rate, repayment period and margin of finance that will affect staffs’ satisfaction towards staff housing loan of a financial institution in Malaysia. There are two stages of cluster sampling was used to collect the data and from sample of 197 staffs and later analyzed using statistical software namely, Statistical Package for Social Science (SPSS) and Analysis of Moment Structure (AMOS). Confirmatory Factor Analysis (CFA) together with Structural Equation Modeling (SEM) approach was u.....

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