This research aims to survey the responds and subscriptions of UPSI staffs to takaful family products which are offered by takaful companies based on several factors. Samples of 726 respondents are selected from academic and non academic staffs. The questionnaire forms are used in gathering information related to the research which are then analyzed by using SPSS 15.0 software, research outcome show that 83 percent of respondents subscribe to insurance offered by takaful or conventional insurance companies. On the other hand, only 17 percent of the respondents are not involved with any insurance products. From the figure, 48 percent of the respondents opt to products by takaful whereas the rest tends to choose conventional insurance products. The research finding proves that security from any risks is the factor for respondents' involvement in takaful or conventional insurance products while religious law is the main factor that contributes in the selection...

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