Purpose ? The aim of this study is to explore the initiative taken by Bank Islam Malaysia Berhad (BIMB) in upholding Islamic social finance (ISF) through the innovative BangKIT Microfinance product. Design/Methodology/Approach ? This paper adopts the qualitative approach to review and synthesise the relevant literature on microfinance and Islamic microfinance and, moreover, analyses the BangKIT Microfinance product offered by BIMB. Findings ? The paper identifies the ISF initiative undertaken by BIMB as one of the primary objectives of Islamic banks with the noble aim to contribute to the society. This study makes some recommendations for further improvement of the product to unlock the full potential of ISF. It also proposes such a unique ?adaqah-based product to other Islamic financial institutions (IFIs) and Islamic microfinance institutions (IsMFIs) to promote the provision of credits to individuals and businesses that lack access to fundamental financial products and services. Ori.....

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Purpose: The presence of digital learning space is widely seen as there is an active engagement between educators and learners. However, the challenge raised mainly amidst the pandemic age, which is potentially leading to the interference on the active engagement in education process. The necessary act to have a critical response from the students feedback towards the online learning services should be taken into consideration in ensuring the continuance of teacher education in enabling to grab the potential chance to advance the assessment of strategic approach in online learning. This paper aims to examine the digital access during the pandemic age through elaborating the extensive value of better learning service or adaptation for the online learning achievement amidst the pandemic age. Design/methodology/approach: This study is conducted with a qualitative approach through the particular method of data collection, namely, structured interview. This qualitative approach was selected.....

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The investigation attempted to measure the effect of learning style preference across two different writing strategies in writing classes. The 58 subjects recruited from L2 classes comprised 19 visual, 21 auditory, and 18 kinesthetic learners. A 3x2 analysis of variance test was applied to work with the experimental data. The output confirmed a statistically significant interaction effect occurred among types of writing strategy (x1) and learning style preference (x2) on learners writing performance (y) at F (2, 57) =5.754, p= 0.006. There was also a significant effect of learning style preference at F (1, 57) = 70.949, p = 0.000. The analysis showed that learning style preference differed significantly among the three groups. Here, visual and auditory performed better on average than kinesthetic learners for writing performance. The main effect also confirmed a statistically significant effect of types of writing strategy occurred at F (2, 57) = 22.884, p = 0.000. Here, graphic organi.....

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For developing nations to meet the demand for skills in the twenty-first century, TVET is essential. The TVET institution actively creates a skilled workforce to meet the needs of the nation's labour market to meet those demands. As a result, efforts are being made to improve the existing TVET institutions. This study looked into the difficulties faced by TVET institution managers when handling their relationships with collaboration. The quantitative approach used in this study was the survey design approach. The right respondents are chosen for this study using purposeful sampling techniques. A total of 53 directors of TVET institutions in Malaysia and 30 representatives from industry were chosen as respondents for this study. The Rasch measurement model was used to analyze the data. This study identified managerial skills and common barriers as the two main obstacles to the collaboration between Malaysian TVET institutions and industries. Technical, human, and conceptual skills are t.....

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The COVID-19 pandemic negatively impacted the economy, particularly the downsizing of operations and retrenchment, which affected various sectors. Post-pandemic prompted a shift in the perspective; rather than waiting for jobs, it seems that individuals needed to become job creators. In this regard, the Technical and Vocational Education and Training (TVET) is believed to be a prominent field of study that could facilitate graduates to become job creators. Nevertheless, some of graduates would not consider owning businesses after graduation, indicating the difficulty of becoming job creators. Therefore, this study emphasising TVET program built and validated a Talent Management Module (MTM) involving creation (Job Creator) based on the Cognitive Information Processing (CIP) theory. It comprised both quantitative and qualitative phases. First, a series of interviews were carried out to explore the perceptions of talent management (TM) among seven experts. Second, a quantitative study in.....

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Modern medical examinations have produced a large number of medical images. It is a great challenge to transmit and store them quickly and securely. Existing solutions mainly use medical image encryption algorithms, but these encryption algorithms, which were developed for ordinary images, are time-consuming and must cope with insufficient security considerations when encrypting medical images. Compared with ordinary images, medical images can be divided into the region of interest and the region of background. In this paper, based on this characteristic, a plain-image correlative semi-selective medical image encryption algorithm using the enhanced two dimensional Logistic map was proposed. First, the region of interest of a plain medical image is permuted at the pixel level, then for the whole medical image, substitution is performed pixel by pixel. An ideal compromise between encryption speed and security can be achieved by full-encrypting the region of interest and semi-encrypting t.....

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The consequences of droughts are far-reaching, impacting the natural environment, water quality, public health, and accelerating economic losses. Applications of remote sensing techniques using satellite imageries can play an influential role in identifying drought severity (DS) and impacts for a broader range of areas. The Barind Tract (BT) is a region of Bangladesh located northwest of the country and considered one of the hottest, semi-arid, and drought-prone regions. This study aims to assess and predict the drought vulnerability over BT using Landsat satellite images from 1996 to 2031. Several indices, including Normalized Difference Vegetation Index (NDVI), Modified Normalized Difference Water Index (MNDWI), Soil Moisture Content (SMC), Temperature Condition Index (TCI), Vegetation Condition Index (VCI), and Vegetation Health Index (VHI). VHI has been used to identify and predict DS based on VCI and TCI characteristics for 2026 and 2031 using Cellular Automata (CA)-Artificial Neu.....

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Zinc-alumino-borosilicate glass with gadolinium dopant (ZABS-Gd), (60-x)ZnO5Al2O315B2O320SiO2:xGd2O3 where x = 0, 0.5, 1, 2, and 3 mol% was synthesized via conventional fast cooling melt-quenching method. The differential scan calorimetry (DSC) findings showed that the glass transition temperature (Tg) had various thermal trends as the Gd3+ content rose. X-ray diffraction (XRD) analysis proves the absence of crystalline in the glass samples. With the increment of Gd3+ concentration, the ZABS-Gd glasses density climbs noticeably from 3.775 to 4.109 g/cm3, and the molar volume likewise grows from 20.234 to 20.642 cm3/mol. The values for experimental elastic moduli were attained from non-destructive ultrasonic measurement by using wave pulse-echo method, show an increasing trend from 4285.121 to 5482.091 ms?1 for VL and 2296.5383418.128 ms?1 for VS. Following that, the experimental elastic moduli including shear modulus (G), Young's modulus (E), bulk modulus (K), and Poisson's ratio (?) w.....

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This paper reports the effect of silver nanoparticle (Ag NPs) on the optical, photoluminescence and elastic properties of samarium magnesium borotellurite (TBMSm) glass system with nominal composition of (58-x) TeO230B2O310MgO-2Sm2O3-xAg NPs, where x = 0.0, 0.1, 0.3, 0.5, 1.0 and 2.0 mol% synthesized via melt quenching method. To achieve the goals, the glasses are analyzed using densitometer, X-Ray Diffraction, Transmission Electron Microscopy, UVVisible Spectroscopy, Photoluminescence, CIE Chromaticity analysis and ultrasonic testing. The density is decreased from 4.162 to 4.310 g/cm3 with the incorporation of Ag NPs. The absence of a prominent peak in the XRD area demonstrated that the glasses were amorphous. TEM shows that the diameter size of Ag NPs is increasing from 40.94 nm to 367.70 nm with the rise of Ag NPs concentration. The indirect transitions have an optical band gap of 2.6182.800 eV, while direct transitions have an optical band gap of 2.8392.897 eV. The refractive index.....

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Force-velocity imbalance (FVimb) has been proposed as an effective tool for pre-scribing training loads to improve physical performance. An optimized training program was used according to individual Fv-profile to decrease FVimb thus indirectly improving sprint performance. This systematic review aimed to study the effectiveness of optimized training based on force-velocity (Fv) profiling in sprint performances among young athletes. The database of Google Scholar, ProQuest, Scopus, and PubMed was conducted in March 2022, and studies published since 1990 were considered for inclusion. A total of 2873 publications were initially identified, of which 6 studies qualify for this review. The studies were independently evaluated for methodological quality and evidence of specific training effects on optimized training. Altogether there were 244 highly or semi-trained athletes (205 years,80 13kg). This review suggests that optimized training based on Fv-profile was more efficient than the gene.....

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